Fintech > Investment Apps > Micro-Investing App
Launch a Micro-Investing App in as fast as 2 weeks
Design, build, and launch your Micro-Investing app fast & right with AI
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Have your entire custom software built from start to finish in as fast as 4 weeks on a fixed-price contract
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A micro-investing app is a digital platform that allows users to invest small amounts of money over time, making investing accessible to individuals with limited funds. Micro-investing apps typically enable features like automated investing, where users can contribute spare change from everyday purchases or set up recurring deposits into diversified portfolios, such as ETFs and fractional shares. This approach encourages consistent saving and helps users build wealth gradually without requiring significant upfront capital.
Building a custom micro-investing app allows businesses to tailor the user experience and features to meet specific market demands. Customization can include unique investment options, personalized financial education resources, and user-friendly interfaces that attract tech-savvy younger audiences. By addressing the specific needs of users, a custom app can enhance engagement and foster long-term customer loyalty in the competitive fintech landscape.
The ROI for developing a custom micro-investing app can be substantial due to multiple revenue streams, such as transaction fees, subscription models, and premium services. Additionally, by attracting a growing segment of investors who prefer low-cost and accessible investment options, businesses can benefit from increased user acquisition and retention. As users gradually increase their investments over time, the potential for higher returns on investment grows, contributing to overall profitability.
There’s a myriad of features that you can build for your custom Micro-Investing App, it really depends on your digital transformation needs. But we’ve rounded up some of the top features that you’ll need in a Micro-Investing App.
Micro-investing apps allow users to set up automatic contributions, making it easy to invest small amounts regularly without manual effort, fostering consistent saving habits.
This feature invests spare change from everyday purchases by rounding up transactions to the nearest dollar, allowing users to invest effortlessly while spending.
With this feature in your Robo-Advisor, can access diversified investment options like ETFs and fractional shares, enabling them to spread their investments across various asset classes with minimal capital.
Hop on an exploratory call and find out how we can accelerate your software project, best for innovators looking to find a build partner for their new product ideas.
Here are top examples of how Xamun.AI delivered production-grade software at the fraction of the time and cost of traditional ground-up development
HEALTHTECH
Healthcare technology leader launches comprehensive cancer care platform featuring medicine tracking, vital signs monitoring, peer support forums, and telemedicine—all delivered in record time through AI-native development methodology.
FINTECH
A lending company serving teachers partnered with Xamun to transform manual processes into a digital platform. Using AI agents for development, they launched loan calculators, real-time statements, and workflows—reducing build time by 75%.
EDTECH
Facing the classic startup challenge—limited resources, big ambitions—this company partnered with Xamun.AI to rapidly develop anexam preparation app. The result? A scalable platform with gamified learning that helps students access quality education.
While we also use AI agents, our AI-Native SDLC Platform is a more comprehensive
version of Vibe Coding. After all, serious apps need serious tools.
Design & build your software using AI in a more structured approach - with checkpoints at various steps of the process.
It’s the more reliable way of working hand-in-hand with AI to deliver working software fast.
Use Xamun end-to-end, covering multiple stages of the Software Development Lifecycle (SDLC).
You can rapidly plan, design, spec, build, test, and deploy custom web and mobile apps conveniently in one place.
You don’t have to reinvent the wheel too much with AI!
Xamun incorporates software development best practices such as agile, test-driven development, design-first, scrum/kanban, etc. into its design & build process.
Stop letting technical complexity slow down innovation and let AI-native software development accelerate your growth.
Xamun is an AI-native SDLC platform that transforms business requirements into working software in just 2-4 weeks. Sometimes called AI-native SDLC platform, we enable large enterprises undergoing digital transformation to rapidly deploy custom software solutions without requiring technical expertise, while maintaining complete source code ownership and enterprise-grade quality.
Enterprise Digital Transformation Teams: CIOs, CDOs, and digital transformation leaders at large enterprises who need to accelerate their digital initiatives.
However, it may also be used by early to growth-stage startups with funding who need to rapidly develop their product (without diverting resources to building large technical teams) as well as executives with clear business needs who require custom software solutions but lack technical teams.
Xamun reimagines the entire software development lifecycle (SDLC):
Our AI agents generate and optimize code at unprecedented speed
Your team will just review & refine AI output rather than designing & writing code from scratch
Projects are divided into optimal units for parallel development
Each unit (approximately 30 screens) is delivered in 2-3 weeks
This approach delivers 8-10x faster development speed compared to traditional methods
The result is approximately 35% lower cost compared to quality development shops in Asia
Xamun builds applications using a micro-monolith cloud-native architecture. This approach:
Creates cohesive, self-contained application units (typically around 30 screens per unit)
Enables independent deployment and scaling
Maintains the simplicity of monolithic applications while providing the flexibility of microservices
Optimizes for both development speed and performance
Supports modern cloud deployment practices
Quality is maintained through:
AI agents that consistently apply best practices and patterns
Expert human oversight at critical decision points
Automated testing integrated into the development process
The micro-monolith architecture that simplifies testing and validation
Standardized quality assurance processes for all units
Xamun offers transparent, value-based pricing:
DesignStudio: $30 per project for instant specifications and prototypes. Xamun also offers premium services that come with consultation sessions.
BuildStudio: On the average, approximately $40K (around 30 screens), with total project costbased on the software’s size and complexity. This includes all development, quality assurance, and initial deployment support, with no hidden costs or ongoing subscription fees. Optional add-ons such as maintenance, VAPT, etc. are also available.
BuildStudio: Starting in July 2025, Xamun will also offer self-service subscription where users can build software on a pay-as-you-use credit system.
Definitely. Our structured approach scales efficiently forlarge enterprise applications:
Multiple units are developed in parallel to maintain speed
Each 30-screen unit is delivered in 2-3 weeks
Complex applications are broken down into manageable units
Integration between units follows standardized patterns
This approach has successfully delivered applications with hundreds of screens
Enterprise teams and funded startups can begin in one of three ways:
Quick Start: Try our DesignStudio for $30 to generate full specifications and a functioning prototype/proof-of-concept
Book a Meeting: Schedule a 30-minute consultation focusing on your digital transformation goals and we can deep-dive into how we can help
With our AI-native SDLC approach and unit-based structure:
DesignStudio provides immediate specifications and prototypes
Development teams can be assigned within days, not weeks
The first unit typically begins development within a week of requirements approval
Parallel unit development starts as soon as unit boundaries are defined
This rapid mobilization is part of how we achieve 8-10x faster delivery
Xamun delivers enterprise-grade technical results:
Clean, maintainable code that follows industry best practices
Optimized database design and query patterns
Responsive UI that works across devices
Comprehensive API documentation
Containerization-ready applications
Find out how Xamun stacks up vs traditional ground-up development, and how we compare to low-code/no-code and other AI-native SDLC platforms
Learn how Xamun leverages AI to improve the entire software development lifecycle for both startups and mid-sized companies
See what people are asking about Xamun and learn why we’re the best option out there for your custom software development needs
Read blogs on software development and how you can transform the traditional process through new technologies such as AI
Access free ebooks on accelerating digital transformation through various tools, including AI-native SDLC
Browse through our collection of concepts and their definitions and build your proficiency in digital transformation and AI
Choosing the right AI-Native SDLC platform can be confusing, let's meet so we can answer your most pressing questions! You can also inquire via email.
