Access capital quickly with streamlined applications, automated credit decisions, and flexible repayment terms that help small businesses fund growth without lengthy bank processes or excessive paperwork.
CUSTOM SOFTWARE FOR LENDING AND FINANCE INDUSTRY
Build digital solutions for lending and finance using AI
Using our AI-native SDLC platform, launch custom lending and finance industry software in 2-4 weeks to ensure successful digital transformation
book a meetingWhether you have an in-house team or not, Xamun’s AI-powered software development platform can help you build the next big lending and finance app that can disrupt the industry and bring you to the top
Design & build your custom software using our AI-native platform on your own or with your small team
TRY NOW ⮕Free Trial. Plans start at $30.
Hire a dedicated scrum development team ready to use our AI in building your custom software - fast
Book a MeetingNo commitment, just talk to our advisors!
Have your entire custom software built from start to finish in as fast as 4 weeks on a fixed-price contract
Book a MeetingNo commitment, just talk to our advisors!
The lending and finance industry is facing tremendous digital transformation, and companies need a faster, more agile way to build custom software. This is where Xamun's AI-Native SDLC Platform comes in, delivering enterprise-grade, compliant, and secure web and/or mobile apps in as fast as 2-4 weeks by combining AI and development best practices in one platform.
There’s a myriad of custom apps that you can build with Xamun.AI for the lending and finance industry. Xamun.AI can help can build software for various lending and finance industry companies, whether you want traditional software that streamline unique business processes or innovative software that uses AI and other cutting-edge technologies.
Access capital quickly with streamlined applications, automated credit decisions, and flexible repayment terms that help small businesses fund growth without lengthy bank processes or excessive paperwork.
Split purchases into interest-free installments with instant approval, automatic payments, and spending limits that make larger purchases manageable whilst encouraging responsible borrowing behaviour.
Bridge financial gaps with early access to earned wages, transparent fees, and flexible repayment that provides emergency funds without the predatory rates of traditional payday lending options.
Connect borrowers directly with individual lenders through a marketplace that offers competitive rates, diverse loan options, and transparent terms whilst creating investment opportunities for lenders.
Secure funds for any purpose with quick approvals, competitive rates, and clear terms through a digital-first experience that eliminates branch visits and reduces the stress of traditional borrowing.
Unlock working capital by advancing funds against unpaid invoices with instant approvals and transparent fees that help businesses manage cash flow without waiting for customer payment terms.
Using Xamun's AI-Native SDLC Platform, you can create custom lending and finance industry apps that leverage AI functionalities like generative AI, computer vision, cognitive computing, and so much more.
While we also use AI agents, our AI-Native SDLC Platform is a more comprehensive
version of Vibe Coding. After all, serious apps need serious tools.
Design & build your software using AI in a more structured approach - with checkpoints at various steps of the process.
It’s the more reliable way of working hand-in-hand with AI to deliver working software fast.
Use Xamun end-to-end, covering multiple stages of the Software Development Lifecycle (SDLC).
You can rapidly plan, design, spec, build, test, and deploy custom web and mobile apps conveniently in one place.
You don’t have to reinvent the wheel too much with AI!
Xamun incorporates software development best practices such as agile, test-driven development, design-first, scrum/kanban, etc. into its design & build process.
Our AI-powered software development platform brings several benefits to lending and finance companies, in addition to the fact that we deliver enterprise-grade and production-ready software unlike most vibe coding platforms
Make every important decision. Review every design. Approve every feature. It’s your software, your vision, your timeline.
Describe needs in plain English. Our AI understands business problems and translates them into technical solutions automatically.
Because you make decisions quickly and stay engaged, projects move fast. Get working software in 2-4 weeks, not 6+ months.
Get the full source code and complete ownership. No vendor lock-in, no ongoing platform fees—it’s 100% yours.
Access fractional CTOs and software engineering professionals when you need them. Get help on your terms, when you want it.
Every application built to professional standards with security, scalability, and reliability designed in from day one.
Stop letting technical complexity slow down your business innovation and let AI-powered software development accelerate your growth.
Xamun is an AI-native SDLC platform that transforms business requirements into working software in just 2-4 weeks. Sometimes called AI-native SDLC platform, we enable large enterprises undergoing digital transformation to rapidly deploy custom software solutions without requiring technical expertise, while maintaining complete source code ownership and enterprise-grade quality.
Enterprise Digital Transformation Teams: CIOs, CDOs, and digital transformation leaders at large enterprises who need to accelerate their digital initiatives.
However, it may also be used by early to growth-stage startups with funding who need to rapidly develop their product (without diverting resources to building large technical teams) as well as executives with clear business needs who require custom software solutions but lack technical teams.
Xamun reimagines the entire software development lifecycle (SDLC):
Our AI agents generate and optimize code at unprecedented speed
Your team will just review & refine AI output rather than designing & writing code from scratch
Projects are divided into optimal units for parallel development
Each unit (approximately 30 screens) is delivered in 2-3 weeks
This approach delivers 8-10x faster development speed compared to traditional methods
The result is approximately 35% lower cost compared to quality development shops in Asia
Xamun builds applications using a micro-monolith cloud-native architecture. This approach:
Creates cohesive, self-contained application units (typically around 30 screens per unit)
Enables independent deployment and scaling
Maintains the simplicity of monolithic applications while providing the flexibility of microservices
Optimizes for both development speed and performance
Supports modern cloud deployment practices
Quality is maintained through:
AI agents that consistently apply best practices and patterns
Expert human oversight at critical decision points
Automated testing integrated into the development process
The micro-monolith architecture that simplifies testing and validation
Standardized quality assurance processes for all units
Xamun offers transparent, value-based pricing:
DesignStudio: $30 per project for instant specifications and prototypes. Xamun also offers premium services that come with consultation sessions.
BuildStudio: On the average, approximately $40K (around 30 screens), with total project costbased on the software’s size and complexity. This includes all development, quality assurance, and initial deployment support, with no hidden costs or ongoing subscription fees. Optional add-ons such as maintenance, VAPT, etc. are also available.
BuildStudio: Starting in July 2025, Xamun will also offer self-service subscription where users can build software on a pay-as-you-use credit system.
Definitely. Our structured approach scales efficiently forlarge enterprise applications:
Multiple units are developed in parallel to maintain speed
Each 30-screen unit is delivered in 2-3 weeks
Complex applications are broken down into manageable units
Integration between units follows standardized patterns
This approach has successfully delivered applications with hundreds of screens
Enterprise teams and funded startups can begin in one of three ways:
Quick Start: Try our DesignStudio for $30 to generate full specifications and a functioning prototype/proof-of-concept
Book a Meeting: Schedule a 30-minute consultation focusing on your digital transformation goals and we can deep-dive into how we can help
With our AI-native SDLC approach and unit-based structure:
DesignStudio provides immediate specifications and prototypes
Development teams can be assigned within days, not weeks
The first unit typically begins development within a week of requirements approval
Parallel unit development starts as soon as unit boundaries are defined
This rapid mobilization is part of how we achieve 8-10x faster delivery
Xamun delivers enterprise-grade technical results:
Clean, maintainable code that follows industry best practices
Optimized database design and query patterns
Responsive UI that works across devices
Comprehensive API documentation
Containerization-ready applications
Find out how Xamun stacks up vs traditional ground-up development, and how we compare to low-code/no-code and other AI-native SDLC platforms
Learn how Xamun leverages AI to improve the entire software development lifecycle for both startups and mid-sized companies
See what people are asking about Xamun and learn why we’re the best option out there for your custom software development needs
Read blogs on software development and how you can transform the traditional process through new technologies such as AI
Access free ebooks on accelerating digital transformation through various tools, including AI-native SDLC
Browse through our collection of concepts and their definitions and build your proficiency in digital transformation and AI
Choosing the right AI-Native SDLC platform can be confusing, let's meet so we can answer your most pressing questions! You can also inquire via email.
