Fintech > Crowdfunding Apps > Debt-Based Crowdfunding App
Launch a Debt-Based Crowdfunding App in as fast as 2 weeks
Design, build, and launch your Debt-Based Crowdfunding app fast & right with AI
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Have your entire custom software built from start to finish in as fast as 4 weeks on a fixed-price contract
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A debt-based crowdfunding app, also known as peer-to-peer lending (P2P), facilitates loans between individuals or businesses directly without traditional financial institutions acting as intermediaries. An example of this is LendingClub. Investors provide funds that borrowers repay with interest over time. This model offers an alternative financing option for those who may not qualify for conventional loans while providing lenders with potential returns on their investments.
Creating a custom debt-based crowdfunding app allows businesses to develop tailored solutions that meet the specific needs of borrowers and lenders alike. Customization can include risk assessment tools, loan management systems, and flexible repayment options tailored to different borrower profiles. By addressing these specific needs effectively, a custom app can enhance user experience while fostering trust between participants in the lending process.
The ROI for developing a custom debt-based crowdfunding platform can be substantial due to revenue generated from interest payments on loans as well as transaction fees charged during lending activities. By providing an efficient platform that connects borrowers with lenders directly, businesses can increase user acquisition while facilitating higher loan volumes over time leading to greater profitability.
There’s a myriad of features that you can build for your custom Debt-Based Crowdfunding Platform, it really depends on your digital transformation needs. But we’ve rounded up some of the top features that you’ll need in a Debt-Based Crowdfunding App.
This feature evaluates borrowers’ creditworthiness using algorithms based on financial history and other relevant data points before approving loans. It helps lenders make informed decisions about whom they lend money to while minimizing risk exposure.
Offering various repayment plans tailored specifically for different borrower profiles encourages participation from diverse users seeking loans without rigid terms attached.
Users can monitor loan statuses in real-time through an intuitive dashboard that provides updates on repayments made or upcoming due dates—keeping both borrowers informed about their obligations while ensuring transparency throughout the lending process.
Hop on an exploratory call and find out how we can accelerate your software project, best for innovators looking to find a build partner for their new product ideas.
Here are top examples of how Xamun.AI delivered production-grade software at the fraction of the time and cost of traditional ground-up development
HEALTHTECH
Healthcare technology leader launches comprehensive cancer care platform featuring medicine tracking, vital signs monitoring, peer support forums, and telemedicine—all delivered in record time through AI-native development methodology.
FINTECH
A lending company serving teachers partnered with Xamun to transform manual processes into a digital platform. Using AI agents for development, they launched loan calculators, real-time statements, and workflows—reducing build time by 75%.
EDTECH
Facing the classic startup challenge—limited resources, big ambitions—this company partnered with Xamun.AI to rapidly develop anexam preparation app. The result? A scalable platform with gamified learning that helps students access quality education.
While we also use AI agents, our AI-Native SDLC Platform is a more comprehensive
version of Vibe Coding. After all, serious apps need serious tools.
Design & build your software using AI in a more structured approach - with checkpoints at various steps of the process.
It’s the more reliable way of working hand-in-hand with AI to deliver working software fast.
Use Xamun end-to-end, covering multiple stages of the Software Development Lifecycle (SDLC).
You can rapidly plan, design, spec, build, test, and deploy custom web and mobile apps conveniently in one place.
You don’t have to reinvent the wheel too much with AI!
Xamun incorporates software development best practices such as agile, test-driven development, design-first, scrum/kanban, etc. into its design & build process.
Stop letting technical complexity slow down innovation and let AI-native software development accelerate your growth.
Xamun is an AI-native SDLC platform that transforms business requirements into working software in just 2-4 weeks. Sometimes called AI-native SDLC platform, we enable large enterprises undergoing digital transformation to rapidly deploy custom software solutions without requiring technical expertise, while maintaining complete source code ownership and enterprise-grade quality.
Enterprise Digital Transformation Teams: CIOs, CDOs, and digital transformation leaders at large enterprises who need to accelerate their digital initiatives.
However, it may also be used by early to growth-stage startups with funding who need to rapidly develop their product (without diverting resources to building large technical teams) as well as executives with clear business needs who require custom software solutions but lack technical teams.
Xamun reimagines the entire software development lifecycle (SDLC):
Our AI agents generate and optimize code at unprecedented speed
Your team will just review & refine AI output rather than designing & writing code from scratch
Projects are divided into optimal units for parallel development
Each unit (approximately 30 screens) is delivered in 2-3 weeks
This approach delivers 8-10x faster development speed compared to traditional methods
The result is approximately 35% lower cost compared to quality development shops in Asia
Xamun builds applications using a micro-monolith cloud-native architecture. This approach:
Creates cohesive, self-contained application units (typically around 30 screens per unit)
Enables independent deployment and scaling
Maintains the simplicity of monolithic applications while providing the flexibility of microservices
Optimizes for both development speed and performance
Supports modern cloud deployment practices
Quality is maintained through:
AI agents that consistently apply best practices and patterns
Expert human oversight at critical decision points
Automated testing integrated into the development process
The micro-monolith architecture that simplifies testing and validation
Standardized quality assurance processes for all units
Xamun offers transparent, value-based pricing:
DesignStudio: $30 per project for instant specifications and prototypes. Xamun also offers premium services that come with consultation sessions.
BuildStudio: On the average, approximately $40K (around 30 screens), with total project costbased on the software’s size and complexity. This includes all development, quality assurance, and initial deployment support, with no hidden costs or ongoing subscription fees. Optional add-ons such as maintenance, VAPT, etc. are also available.
BuildStudio: Starting in July 2025, Xamun will also offer self-service subscription where users can build software on a pay-as-you-use credit system.
Definitely. Our structured approach scales efficiently forlarge enterprise applications:
Multiple units are developed in parallel to maintain speed
Each 30-screen unit is delivered in 2-3 weeks
Complex applications are broken down into manageable units
Integration between units follows standardized patterns
This approach has successfully delivered applications with hundreds of screens
Enterprise teams and funded startups can begin in one of three ways:
Quick Start: Try our DesignStudio for $30 to generate full specifications and a functioning prototype/proof-of-concept
Book a Meeting: Schedule a 30-minute consultation focusing on your digital transformation goals and we can deep-dive into how we can help
With our AI-native SDLC approach and unit-based structure:
DesignStudio provides immediate specifications and prototypes
Development teams can be assigned within days, not weeks
The first unit typically begins development within a week of requirements approval
Parallel unit development starts as soon as unit boundaries are defined
This rapid mobilization is part of how we achieve 8-10x faster delivery
Xamun delivers enterprise-grade technical results:
Clean, maintainable code that follows industry best practices
Optimized database design and query patterns
Responsive UI that works across devices
Comprehensive API documentation
Containerization-ready applications
Find out how Xamun stacks up vs traditional ground-up development, and how we compare to low-code/no-code and other AI-native SDLC platforms
Learn how Xamun leverages AI to improve the entire software development lifecycle for both startups and mid-sized companies
See what people are asking about Xamun and learn why we’re the best option out there for your custom software development needs
Read blogs on software development and how you can transform the traditional process through new technologies such as AI
Access free ebooks on accelerating digital transformation through various tools, including AI-native SDLC
Browse through our collection of concepts and their definitions and build your proficiency in digital transformation and AI
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