xDD: AI-Native Scrum Team for FinTech Projects
Build PCI-DSS compliant payment systems, digital wallets, banking platforms and more with xDD
No commitment, talk to our advisors!
Easy • Fast • Predictable • No Hassle
Get your own dedicated team to work exclusively on your project with xDD.
Our Business Analysts and Developers use the Xamun.AI platform to handle everything:
requirements → design → code → testing → launch.
All teams include a Shared Scrum Master
Best of both worlds with proven Agile Scrum methodology
Scrum ceremonies ensure consistent results and visibility
Continuous engagement means deep product understanding
Measured approach with validated deliverables each sprint
Fixed monthly costs from $15K with 6-month commitment
BA/Tester + Builder + Scrum Master = complete product delivery
Xamun gives you a dedicated team with guaranteed output, transparent progress, and predictable monthly costs from $15K
Building payment processing, digital banking, cryptocurrency wallets, or financial management platforms?
Our teams understand PCI-DSS compliance, secure transactions, KYC/AML requirements, and financial regulations. From concept to licensed product.
Serving entrepreneurs in: USA • UK • Netherlands • Australia • New Zealand
Get working software you can sell in 2-4 weeks, not 6-12 months
and continue developing it with your own dedicated Scrum team
6-month renewable contracts with predictable monthly costs and output, lowering overall risk
per month
✓ 0.5 Unit (2 weeks/month)
✓ 1 BA/Tester
✓ 1 Builder
per month
✓ 1 Unit (full time)
✓ 1 BA/Tester
✓ 1 Builder
per month
✓ 2 Units (full time)
✓ 2 BA/Tester
✓ 2 Builders
*About Story Points: Story points are a unit of measure for relative sizing in Agile development, used to estimate the complexity, effort, and risk of user stories. Unlike time-based estimates, story points focus on relative difficulty rather than absolute duration. Xamun automatically establishes story point baselines during the initial scoping process to ensure consistency across all projects and sprints, enabling accurate capacity planning and predictable delivery timelines. Example: 30 story points can deliver an MVP for a payment gateway with user authentication, card processing, and transaction history.
Story point pricing varies by partner, book a meeting to learn more.
Private LLM with RAG and knowledge map for intelligent document processing and contextual responses
Analytics through chat - query your data warehouse using natural language for instant insights
Establish proof of concepts in AI and other cutting-edge technologies to validate innovation opportunities - Block of 10 hours
Expert design services for premium user experiences and brand consistency - Block of 10 hours
Xamun.AI is an AI-native SDLC platform that transforms business requirements into working software in just 2-4 weeks. Sometimes called AI-native SDLC platform, we enable large enterprises undergoing digital transformation to rapidly deploy custom software solutions without requiring technical expertise, while maintaining complete source code ownership and enterprise-grade quality.
Enterprise Digital Transformation Teams: CIOs, CDOs, and digital transformation leaders at large enterprises who need to accelerate their digital initiatives.
However, it may also be used by early to growth-stage startups with funding who need to rapidly develop their product (without diverting resources to building large technical teams) as well as executives with clear business needs who require custom software solutions but lack technical teams.
Xamun.AI reimagines the entire software development lifecycle (SDLC):
Our AI agents generate and optimize code at unprecedented speed
Your team will just review & refine AI output rather than designing & writing code from scratch
Projects are divided into optimal units for parallel development
Each unit (approximately 30 screens) is delivered in 2-3 weeks
This approach delivers 8-10x faster development speed compared to traditional methods
The result is approximately 35% lower cost compared to quality development shops in Asia
Xamun.AI builds applications using a micro-monolith cloud-native architecture. This approach:
Creates cohesive, self-contained application units (typically around 30 screens per unit)
Enables independent deployment and scaling
Maintains the simplicity of monolithic applications while providing the flexibility of microservices
Optimizes for both development speed and performance
Supports modern cloud deployment practices
Quality is maintained through:
AI agents that consistently apply best practices and patterns
Expert human oversight at critical decision points
Automated testing integrated into the development process
The micro-monolith architecture that simplifies testing and validation
Standardized quality assurance processes for all units
Xamun.AI offers transparent, value-based pricing:
DesignStudio: $30 per project for instant specifications and prototypes. Xamun.AI also offers premium services that come with consultation sessions.
BuildStudio: On the average, approximately $40K (around 30 screens), with total project costbased on the software’s size and complexity. This includes all development, quality assurance, and initial deployment support, with no hidden costs or ongoing subscription fees. Optional add-ons such as maintenance, VAPT, etc. are also available.
BuildStudio: Starting in July 2025, Xamun.AI will also offer self-service subscription where users can build software on a pay-as-you-use credit system.
Definitely. Our structured approach scales efficiently forlarge enterprise applications:
Multiple units are developed in parallel to maintain speed
Each 30-screen unit is delivered in 2-3 weeks
Complex applications are broken down into manageable units
Integration between units follows standardized patterns
This approach has successfully delivered applications with hundreds of screens
Enterprise teams and funded startups can begin in one of three ways:
Quick Start: Try our DesignStudio for $30 to generate full specifications and a functioning prototype/proof-of-concept
Book a Meeting: Schedule a 30-minute consultation focusing on your digital transformation goals and we can deep-dive into how we can help
With our AI-native SDLC approach and unit-based structure:
DesignStudio provides immediate specifications and prototypes
Development teams can be assigned within days, not weeks
The first unit typically begins development within a week of requirements approval
Parallel unit development starts as soon as unit boundaries are defined
This rapid mobilization is part of how we achieve 8-10x faster delivery
Xamun.AI delivers enterprise-grade technical results:
Clean, maintainable code that follows industry best practices
Optimized database design and query patterns
Responsive UI that works across devices
Comprehensive API documentation
Containerization-ready applications
Find out how Xamun stacks up vs traditional ground-up development, and how we compare to low-code/no-code and other AI-powered software development platforms
Learn how Xamun leverages AI to improve the entire software development lifecycle for both startups and mid-sized companies
See what people are asking about Xamun and learn why we’re the best option out there for your custom software development needs
Read blogs on software development and how you can transform the traditional process through new technologies such as AI
Access free ebooks on accelerating digital transformation through various tools, including AI-augmented software development
Browse through our collection of concepts and their definitions and build your proficiency in digital transformation and AI
Choosing the right AI-Native SDLC platform can be confusing, let's meet so we can answer your most pressing questions! You can also inquire via email.
