Settlement: 3-5 days → Leaders: <3 minutes
The $22.72B digital remittance market is racing toward real-time settlement. AI-optimized platforms cut transfer costs from 6.94% to under 2% while achieving 96%+ fraud detection rates.
Performance benchmarks
How AI-optimized payment platforms compare against traditional methods.
What global leaders are doing
Industry examples from publicly reported initiatives — not Xamun projects. Included to illustrate what AI transformation looks like in this sector.
How the top payment platforms leverage AI and blockchain for speed and cost advantage.
- ✓ Processing volume: £145B annually (15M+ customers)
- ✓ 40% of daily tasks automated with AI
- ✓ Cost: 1.7-2% (vs 6.4% industry average)
- ✓ $1.4 trillion payment volume (38% YoY growth)
- ✓ 64% improvement in fraud detection via AI
- ✓ $6.5B recovered for customers in 2024
- ✓ <$2 fee for $100 transfers to select countries
- ✓ 24-hour delivery to most markets
- ✓ Growing institutional B2B segment
- ✓ Settlement in <60 seconds
- ✓ Cost: 1.5-3% for most corridors
- ✓ £1M+ daily transaction volume
The transformation opportunity
What changes when a mid-market remittance platform ($200M annual volume) deploys AI and blockchain.
- ✗ Settlement time: 3-5 business days
- ✗ Cost structure: 6-7% margin on transfers
- ✗ Fraud rate: 1-2% of volumes
- ✗ Compliance: 40+ hours/month manual updates
- ✗ Drop-off: 15-20% incomplete transactions
- ✓ Settlement: <4 hours (99% reduction)
- ✓ Cost ratio: 2-2.5% (62% reduction)
- ✓ Fraud rate: 0.2% (87% reduction)
- ✓ Compliance: 4 hrs/month (90% reduction)
- ✓ NPS improvement: 45 → 70+
We build it, run it with your team — and you pay per payment processed.
No upfront CAPEX — we invest the build ourselves. Once it’s live, you pay a small toll per payment or transfer processed the system processes: a small fraction of the value each one creates. A slow month means a small invoice; if it doesn’t run, you don’t pay.
We’re not a vendor shipping software into your operation. For the operation we run, we’re part of your company — in your numbers every week, paid only as they move. Where processed payments aren’t the honest measure, we price it as a fixed project instead; the accountability doesn’t change, only how you pay.
How Xamun delivers
From intelligence to production in weeks, not quarters.
Xamun Intelligence benchmarks your payment corridors against AI-optimized leaders. Maps settlement bottlenecks, compliance overhead, and fraud detection gaps across your transaction flow.
Real-time corridor access via blockchain and local banking partnerships. AI fraud detection with sanctions screening. Dynamic pricing engines and compliance automation reducing manual work by 90%.
Intelligence assessment in 2 weeks. First AI fraud detection module live in 6 weeks. Full payment optimization stack within 12 weeks. Built-in measurement tracks cost ratios, settlement times, and NPS from Day 1.
Transform your payments infrastructure
See how mid-market payment platforms are cutting costs by 62% and settlement time by 99%. Book a discovery call to benchmark your payment operations. No upfront cost — you pay only when the system runs.
Book a Discovery →