ReferralOS — The referral platform built for Philippine real estate.
ReferralOS governs the referral transaction rather than generating demand. Enterprise CRM is overkill, chat groups are a liability and MLM apps are a legal risk — this is the fit for a Philippine developer’s referral programme: certified referrers, first-touch attribution that travels with the prospect, licensing agents working claimed leads across a timed pipeline, and an audit-grade conversion ledger where commission is allocated only on a close-gated trigger and paid net of BIR 2307 withholding. It reads conversions live from DealOS and LeaseOS, so where a deal came from is a fact the system can prove rather than a negotiation after the close.
What is ReferralOS?
ReferralOS governs the referral transaction rather than generating demand. Enterprise CRM is overkill, chat groups are a liability and MLM apps are a legal risk — this is the fit for a Philippine developer’s referral programme: certified referrers, first-touch attribution that travels with the prospect, licensing agents working claimed leads across a timed pipeline, and an audit-grade conversion ledger where commission is allocated only on a close-gated trigger and paid net of BIR 2307 withholding. It reads conversions live from DealOS and LeaseOS, so where a deal came from is a fact the system can prove rather than a negotiation after the close.
Who is ReferralOS for?
ReferralOS is built for referral programme governance teams in real estate, across the Philippines. It is delivered under Outcome-as-a-Service: Xamun invests the build, deploys it on your infrastructure, and you pay per transaction the system processes.
What regulation does ReferralOS handle?
ReferralOS carries the following regulatory and compliance surface, enforced in the workflow rather than documented beside it. The GraphIQ compliance layer keeps these rules current as they change.
- BIR
What can ReferralOS do?
Not a generic CRM with a referral field bolted on. Every module is shaped around how compliant introducer origination works here.
Certification before commission
Training modules and a server-graded compliance quiz gate the programme. No certificate, no referral link — the badge is issued only on a pass against the developer's own threshold.
Consent captured up front
Every introduction carries the prospect's version-stamped consent to be contacted, recorded at submission — so a Data Privacy Act enquiry has an answer, not an argument.
Tracking links & QR codes
Per-project referral links with UTM tagging and high-resolution QR codes for social and print — each carrying an encrypted first-touch attribution token.
Shared inbound lead board
Unassigned leads queue for licensing agents to claim, with claim-time SLAs, capacity signals and automatic reassignment when a lead goes untouched.
Agent pipeline board
Contacted, qualified, site visit, reservation deposited, closed-won — a drag-and-drop board with time-in-stage on every card and configurable stage names.
Audit-grade attribution ledger
Multi-touch touchpoint paths, close-gated conversion triggers and commission allocations in one exportable ledger — reconcilable to the peso, on demand.
Close verification & disputes
Attestation on the executed contract to sell, with a dispute and reconciliation portal for the cases where two parties both claim the introduction.
Payouts with withholding built in
Approve, batch and disburse commissions with statutory creditable withholding computed before disbursement — and a remittable tax statement to match.
Cross-border & diaspora payouts
Nationality and host-location verification unlocks overseas referrers, with FX remittance, W-9 / W-8BEN handling and payouts by bank, Stripe or PayPal.
What does ReferralOS look like?
Real screens from the live demo you can open above. Your own deployment is a separate instance, branded and configured to your operation.
The winning balance of cost and capability
Stacked against the four ways developers run referral programmes today.
| Capability | ReferralOS Purpose-built for PH | Enterprise CRM(Salesforce / HubSpot) | Spreadsheets & chat groups | Multi-level referral apps |
|---|---|---|---|---|
| Certification gating before referral | ● Built-in | ✕ Custom build | ✕ Manual | ◑ Varies |
| Version-stamped prospect consent | ● On every lead | ◑ Configurable | ✕ None | ✕ Rarely |
| Tracking links & QR attribution tokens | ● Native | ◑ Add-on | ✕ None | ● Yes |
| Lead claim SLA & auto-reassignment | ● Built-in | ◑ Workflow build | ✕ Manual | ✕ None |
| Multi-touch attribution ledger | ● Audit-grade | ◑ Reporting only | ✕ Error-prone | ◑ Opaque |
| Commission released only on verified close | ● Close-gated | ✕ Custom build | ✕ Trust-based | ✕ Often on signup |
| Close verification & dispute reconciliation | ● Built-in | ✕ None | ✕ Argument | ✕ None |
| Statutory withholding on payout | ● Computed | ✕ Not localized | ◑ Manual | ✕ No |
| Cross-border FX & diaspora payouts | ● Built-in | ✕ Separate project | ✕ Manual | ◑ Varies |
| Overseas nationality & host-location verification | ● Fail-closed gate | ✕ None | ✕ None | ✕ None |
| Single-level network enforcement | ● Structural | ◑ Policy only | ✕ None | ✕ Multi-level by design |
| Time to go live | ● Weeks | ✕ Months + integrator | ● Immediate* | ◑ Fast, then costly |
| Source code ownership & white-label | ● You own & rebrand it | ✕ Vendor-locked | ◑ Files only | ✕ Vendor's product |
| Hosting & data residency control | ● Your infra, any region | ✕ Vendor cloud only | ◑ Your device | ✕ Vendor cloud only |
How do you buy ReferralOS?
Under Outcome-as-a-Service, with no upfront CAPEX. What you open above is a demo instance; what you buy is your own separate deployment — on your infrastructure, under your brand, source-available, and configured to how your operation actually works. Xamun invests the build, and you pay a per-transaction fee on what the system processes. A slow month is a small invoice; if it does not run, you do not pay.
Where ReferralOS fits
See ReferralOS on your own numbers
Bring us one workflow and we will show you ReferralOS running it.